Under US Federal law, you can be held liable for up to $50 in unauthorized charges on each credit card and up
to $500 on each debit card or, in limited circumstances, up to the full amount in your account(s). As a
Member, if you are held liable by your card issuer(s) for unauthorized charges made to your credit and debit
cards, then our Fraud Protection reimburses you for the liability, up to a maximum of $50 per credit card and
up to $500 per debit card. See
Credit Card Fraud Protection Terms of Service for a
detailed description.
If you are held liable by your credit and/or debit card issuer(s) for unauthorized charges that occurred
while you are a Member of this service, then our Fraud Protection automatically applies.
You can initiate a claim on this site by completing the
Claim Form and mailing it in with supporting documentation. You need to report the claim within 90 days of the loss and submit a claim form and supporting documentation postmarked within 180 days of the occurrence that triggers the claim. See
Credit Card Fraud Protection Terms of Service for
additional information on making a claim.
Is there a limit to the number of claims I can make?
There are no limits on the number of claims you can make, but all claims need to be made while you are a
Member of this service. Credit Card Fraud Protection will reimburse you for the amount for which you are held
liable by your card issuer(s) up to a maximum of $50 per credit card and up to $500 per debit card. The
maximum coverage per person (Member) is $1,000 per year.